Terms of Service

Last updated: 2026

Use of This Site

This website is provided for informational purposes to help you explore equipment financing options. Submitting an inquiry does not guarantee approval or financing of any kind.

We Are Not a Lender

Heavy Equipment Financing Solutions is an independent brokerage, not a lender. We submit applications to third-party lending partners on your behalf. We do not make credit decisions, and financing is subject to each lender's own underwriting criteria. Rates, terms, and approval amounts vary by lender and are based on factors including credit history, equipment type, and deal structure.

Compensation Disclosure

Heavy Equipment Financing Solutions may receive compensation from lending partners for originating financing applications.

No Guarantee

Nothing on this site constitutes a guarantee of financing, a specific rate, or approval terms. All financing decisions are made solely by the applicable third-party lender.

Limitation of Liability

Heavy Equipment Financing Solutions is not liable for any decisions made by third-party lenders, including denial of financing, rate changes, or delays in the underwriting process.

Governing Law

These terms are governed by the laws of the State of Tennessee, without regard to its conflict of law provisions.

Changes to These Terms

We may update these terms from time to time. Continued use of this site after changes are posted constitutes acceptance of the updated terms.

Contact Us

Heavy Equipment Financing Solutions
Email: sales@heavyequipmentfs.com
Phone: (615) 796-9357

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