Call: (615) 796-9357  |  Text  |  Email  |  Get Financing
HEAVY EQUIPMENT FINANCING SOLUTIONS
Get Financing
About FAQ Equipment Get Financing
Independent Equipment Finance Brokerage

We'll Get You Financed Quickly So You Can Focus on the Job.

We shop your deal across multiple lenders so you get a real answer fast, at the best rate you qualify for.

13 Years
In Equipment Finance
$280M+
Portfolio Experience
All Tiers
Credit Considered
Who We Are

Heavy Equipment Financing Solutions

Richard Zamora
Richard Zamora
Founder, Heavy Equipment Financing Solutions

With 13 years in equipment finance at Caterpillar, I partnered with equipment dealers and their customers to get deals approved and funded. I know how this process actually works, what slows a deal down, and what gets it approved fast. Whatever your credit looks like, I'll tell you straight. If it's not great, your rate won't be the best and you'll likely need a bigger down payment. But we'll find something that works so it doesn't hold you up.

At Caterpillar, I managed a $280 million equipment financing portfolio, working directly with credit teams, sales teams, and dealers to move deals from application to funded. That same hands-on approach is what drives every deal I handle now.

I take pride in giving my customers white-glove treatment. You won't get an 800 number, you'll get my cell, and I'll get you what you need as fast as possible, whether it's an approval, an invoice, a tax document, or anything else for your business.

What We Do

We specialize in equipment financing for buyers with bad credit, short time in business, or a history that's kept them turned down elsewhere. We finance new and used heavy equipment, from excavators and dozers to trucks and everything in between. We work with multiple lenders, so you get matched with whichever one offers the lowest rate and lowest down payment for your situation.

We move fast. A slow answer can cost you the equipment you want, so most of our lenders give a real answer within a few hours, often just based off the application. Because we already know which lenders say yes to what, we save you time by going straight to the ones that will actually work for your situation.

Quick and Easy

How It Works

1

Tell us what you're looking to finance, call, text, or fill out the form

2

Fill out a quick credit application

3

We shop it across our network of heavy equipment lenders for the best rate and lowest down payment

4

You get your approval quickly (usually a few hours or less)

5

Sign the docs

6

We fund the deal

Get Your Financing Options

Fast, simple, and no pressure.

Common Questions

We work with multiple lenders, and we'll shop your deal to find the most competitive rate you actually qualify for. We'll shoot you straight if a better rate is realistic or not.

Although we can't promise anything until we know your situation, many of our lender partners offer app-only approval, no pile of financial documents required. We'll cut through the fluff and only ask for what's truly necessary for a quick approval at your best available rate.

Approval usually isn't the hard part, options exist even for tougher credit. But we won't sugarcoat it: weaker credit means a higher rate, that's just reality. We'll shop your deal across our lenders to find out exactly where you stand and get you the best terms available for your situation.

We're not tied to one lender, so we shop your deal across multiple lenders instead of you taking whatever one bank offers. We also move faster than a bank's underwriting process because we already know which lenders say yes to what.

What We Finance

Equipment We Finance

Truck and trailer

Trucks & Trailers

Dozer

Dozers & Loaders

Excavator

Excavators

Skid steer

Skid Steers

Generator

Generators & Compressors

Attachments

Attachments & Small Tools

Don't see your equipment listed? We likely finance it too, just ask.

Get Financing Now

Ready to Get Financed?

Call, text, or email, we'll get back to you the same day.